Yes, we offer a free policy review to find missing coverage and possible savings.
As a local insurance agent Racine WI families and businesses trust, Tree Frog Insurance provides personalized coverage solutions tailored to your needs across Racine, Kenosha, and Lake County IL.
Years Experience
0
+
Simple insurance. Strong protection. Trust.
Protecting families and businesses daily.
Founder | Independent Insurance Agent
Independent Insurance Agent
Brenda Payne – Independent Insurance agent
Brenda founded Tree Frog Insurance, an independent insurance agency serving Racine, Kenosha, Southeastern Wisconsin, and Lake County, Illinois.
With more than 20 years of experience, she helps individuals, families, and small businesses find the right home insurance, auto insurance, business insurance, life insurance, and Medicare coverage.
Inspired by her Irish roots and the symbolism of the tree frog—adaptability, protection, and renewal—Brenda built Tree Frog Insurance to serve her community as a trusted insurance advisor Racine WI residents rely on, offering personal connection and local care.
Clear options, honest advice
Personalized coverage solutions
Lynnette Fogle – Independent Insurance Agent | Racine & Kenosha WILynnette is an independent insurance agent at Tree Frog Insurance, serving individuals, families, and businesses throughout Racine, Kenosha, Southeastern Wisconsin, and Lake County, Illinois. With decades of experience in sales, customer service, and relationship management, Lynnette is dedicated to helping clients find the right insurance coverage to protect their homes, vehicles, businesses, and financial future.As part of a local independent insurance agency, Lynnette works with multiple insurance carriers to provide customized solutions for home insurance, auto insurance, business insurance, and Medicare coverage. She specializes in helping clients compare coverage options so they can make confident decisions about their personal and commercial insurance protection.Lynnette has spent nearly 30 years living in the Racine and Kenosha communities, where she and her husband Rob raised their two children and are now proud grandparents. Her deep roots in Southeastern Wisconsin allow her to better understand the insurance needs of local families, homeowners, and small business owners.At Tree Frog Insurance, Lynnette focuses on providing personalized service, clear guidance, and long-term client relationships. Whether helping a family secure the right home and auto insurance policy, assisting a business owner with commercial insurance coverage, or guiding clients through Medicare options, she is committed to helping people protect what matters most.Lynnette is proud to serve the Racine and Kenosha communities, helping clients take the leap toward stronger protection and smarter risk management with Tree Frog Insurance.
Kevin – Director of Loyalty & Community Relations
Kevin joined the Tree Frog Insurance team through Mit Liebe German Shepherd Dog Rescue, a respected Midwest German Shepherd rescue organization whose name means “For the Love.” After being found on the streets of Chicago and taken in by Chicago Animal Care and Control, Kevin was given a second chance through rescue and eventually found his way to his forever home.
As the agency’s Director of Loyalty & Community Relations, Kevin represents the values that guide Tree Frog Insurance, a local independent insurance agency serving Racine, Kenosha, Southeastern Wisconsin, and Lake County, Illinois—loyalty, protection, dedication, and heart.
German Shepherds are known for their loyalty, intelligence, and commitment to protecting those they care about, and Kevin reminds the team every day to bring those same qualities into how we serve our clients, families, and local businesses.
Friendly daily morale booster
Protecting furry family members
Years Experience
0
+
Simple insurance. Strong protection. Trust.
Protecting families and businesses daily.
Founder | Independent Insurance Agent
Independent Insurance Agent
Brenda Payne – Independent Insurance agent
Brenda founded Tree Frog Insurance, an independent insurance agency serving Racine, Kenosha, Southeastern Wisconsin, and Lake County, Illinois.
With more than 20 years of experience, she helps individuals, families, and small businesses find the right home insurance, auto insurance, business insurance, life insurance, and Medicare coverage.
Inspired by her Irish roots and the symbolism of the tree frog—adaptability, protection, and renewal—Brenda built Tree Frog Insurance to serve her community as a trusted insurance advisor Racine WI residents rely on, offering personal connection and local care.
Clear options, honest advice
Personalized coverage solutions
Lynnette Fogle – Independent Insurance Agent | Racine & Kenosha WILynnette is an independent insurance agent at Tree Frog Insurance, serving individuals, families, and businesses throughout Racine, Kenosha, Southeastern Wisconsin, and Lake County, Illinois. With decades of experience in sales, customer service, and relationship management, Lynnette is dedicated to helping clients find the right insurance coverage to protect their homes, vehicles, businesses, and financial future.As part of a local independent insurance agency, Lynnette works with multiple insurance carriers to provide customized solutions for home insurance, auto insurance, business insurance, and Medicare coverage. She specializes in helping clients compare coverage options so they can make confident decisions about their personal and commercial insurance protection.Lynnette has spent nearly 30 years living in the Racine and Kenosha communities, where she and her husband Rob raised their two children and are now proud grandparents. Her deep roots in Southeastern Wisconsin allow her to better understand the insurance needs of local families, homeowners, and small business owners.At Tree Frog Insurance, Lynnette focuses on providing personalized service, clear guidance, and long-term client relationships. Whether helping a family secure the right home and auto insurance policy, assisting a business owner with commercial insurance coverage, or guiding clients through Medicare options, she is committed to helping people protect what matters most.Lynnette is proud to serve the Racine and Kenosha communities, helping clients take the leap toward stronger protection and smarter risk management with Tree Frog Insurance.
Kevin – Director of Loyalty & Community Relations
Kevin joined the Tree Frog Insurance team through Mit Liebe German Shepherd Dog Rescue, a respected Midwest German Shepherd rescue organization whose name means “For the Love.” After being found on the streets of Chicago and taken in by Chicago Animal Care and Control, Kevin was given a second chance through rescue and eventually found his way to his forever home.
As the agency’s Director of Loyalty & Community Relations, Kevin represents the values that guide Tree Frog Insurance, a local independent insurance agency serving Racine, Kenosha, Southeastern Wisconsin, and Lake County, Illinois—loyalty, protection, dedication, and heart.
German Shepherds are known for their loyalty, intelligence, and commitment to protecting those they care about, and Kevin reminds the team every day to bring those same qualities into how we serve our clients, families, and local businesses.
Friendly daily morale booster
Protecting furry family members
Our simple process helps you work with a trusted insurance advisor Racine WI residents rely on for fast comparisons and personalized coverage support.
A quick call → we compare options → you get covered + support.
Tell us your business, vehicles, and jobs.
We match you with options that fit.
COIs, renewals, changes, and claims guidance.
Contact our insurance agency Racine WI today for a free quote
Need help with business, home, auto, Medicare, or life insurance? Complete this short form and Tree Frog Insurance will contact you soon. Coverage cannot be bound, changed, or canceled through this form.
Happy Clients
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A BOP (Business Owners Policy) usually includes General Liability + Property coverage. It protects your business from customer injuries, lawsuits, and damage to your equipment or building.
Yes, in most cases if you have employees, Workers’ Comp is required by law in Wisconsin and Illinois. It covers employee injuries and medical costs.
Most COIs (Certificates of Insurance) can be issued the same day often within minutes after coverage is active.
Yes, we offer a free policy review to find missing coverage and possible savings.
A BOP (Business Owners Policy) usually includes General Liability + Property coverage. It protects your business from customer injuries, lawsuits, and damage to your equipment or building.
Yes, in most cases if you have employees, Workers’ Comp is required by law in Wisconsin and Illinois. It covers employee injuries and medical costs.
Most COIs (Certificates of Insurance) can be issued the same day often within minutes after coverage is active.
Yes, we offer a free policy review to find missing coverage and possible savings.
Tree Frog Insurance is a Trusted Choice independent insurance agency, meaning we work with multiple carriers to help clients compare coverage options and find the right protection.
6233 Durand Ave, Suite 102-6 Racine, WI 53406